There are several crowdfunding platforms in the Netherlands where entrepreneurs can go to for business financing. Crowdfunding actually means that a relatively large group of investors online with relatively small amounts ensure that projects are realized In return, investors receive an interest rate for the duration of the loan and often an incentive to make investors enthusiastic about the proposition. We work closely with Kapitaal Op Maat and Geldvoorelkaar.nl This ensures short lines of communication and fast publication of crowdfunding projects on the platform.

There are also special forms of lending. For example, “factoring” where you sell the outstanding invoices. This form of financing means that the credit provider pays your sales invoice directly and then takes care of the collection of the outstanding invoice.

Since the credit crisis, banks have become more selective in granting business financing and this has led to the expansion of the financing landscape with many new financiers and financing forms. This seems like a positive development but for entrepreneurs it mainly means that business financing has become a lot more complicated. We are happy to take on the role of advisor when it comes to combining different forms of financing, better known as stacked financing. For example, a bank agrees to provide half of your financing requirement, we will assist you in finding additional financiers. It is important to coordinate the relationship between the various financiers.

In most cases, Angels are successful entrepreneurs who, after selling their businesses, for example, invest these funds in business start-ups in order to generate returns. Often an Angel invests in industry that is familiar territory and will therefore bring a lot of additional value. Several forms are possible and we are happy to guide you to the right form of financing. 

Unlike Business angels, Venture Capital firms do not invest with their own money. VCs are professional investors who manage funds from others with the mission of generating returns. Venture Capital is a way for fast-growing companies to scale.

If a company makes enough profit and has accumulated a lot of reserves, then financing growth can be accomplished from the company’s equity. We are happy to help you find the right financing.

The advantage of investing in a company using private money is that the entrepreneur (together with the tax authorities) can determine the conditions. When financing with private money, it is important to be critical to the feasibility of the financing and to count with the right financial buffer. Sometimes it can be more beneficial in the long run to borrow external money. We help entrepreneurs gain insight into all fiscal and financial factors after which the right choice can be made.

Several regional development companies operate in the Netherlands, established by the government to boost the region’s economy. In addition, each development company has its own objectives in terms of, for example, sustainability or innovation. In addition to these development companies, the government has various subsidys programs that do not always seem accessible to busy entrepreneurs. We help other entrepreneurs for whom this is a promising option and take care of the time-consuming implementation.

One of the most traditional and well-known forms of financing is borrowing money from the bank. Since the 2008 credit crisis, international regulations have forced banks to hedge risks to the maximum extent possible. Since then, applications are looked at very selectively and the bank only provides loans up to the amount that the entrepreneur can offer as collateral or securities. In some cases, an additional personal bank guarantee or surety may be required. There are many competing banks and interest rates are not set in stone, it pays to talk to several banks and choose the most suitable provider. We assist entrepreneurs in this process.